Top Female Mortgage Brokers in Australia 2026
Aug 06, 2026
Buying a home or refinancing means wading through lenders, interest rates, borrowing power and enough paperwork to make anyone's head spin, and that's exactly where a good mortgage broker earns their keep. Rather than being tied to one bank, brokers compare options across dozens of lenders to find what actually suits your situation, whether that's a tricky deposit, self-employed income, or wanting someone who won't talk down to you. That's exactly why this list exists. We asked our community, dug through our own directory, and pulled together some of the sharpest, most trusted women in mortgage broking across the country right now, all vetted by us, all genuinely brilliant at what they do. Whether you're buying your first home, refinancing, or investing in property, there's someone on this list who gets it.
How to Choose the Right Mortgage Broker for You
A good broker will walk you through their process upfront, how many lenders they're accredited with, how they get paid, and what that means for the advice you're given. Most brokers earn commission from the lender rather than charging you directly, but it's worth asking outright if there are any fees on top, especially for more complex situations.
A few good questions to ask before you commit:
- How many lenders are on your panel?
- Will you show me options beyond your top two or three go-to lenders?
- What happens if my situation changes after settlement?
Red flags to watch for include a broker pushing one lender without explaining why, being vague about how they're paid, or rushing you through paperwork without walking you through the numbers. A good broker should feel like they're actually on your side, not the bank's.
Before you commit, it's worth checking they're a member of the MFAA or FBAA, Australia's two main broker industry bodies, and holding a valid credit licence. Or skip the search altogether, every woman on this list and more is already vetted and waiting in our directory.
Grace Bowe — Central Coast, Mortgage Broker & Director of Coast Home Loans
With 18 years' experience and a client base spanning all of Australia, Grace helps everyone from first home buyers to seasoned property investors get the right loan without the jargon overload. She holds a Diploma of Mortgage Broking and Finance plus a Bachelor of Commerce, and is a member of the MFAA. A mum of three, proud soccer mum and keen property investor herself, Grace's mission is simple: save her clients time, stress and money, whether that's a first purchase or a smarter refinance.
Emma Stephens — Sunshine Coast, Mortgage Broker & Artemis Finance
With over 20 years in banking and investment, Emma has helped tens of thousands of women, families and businesses navigate the mortgage process, from first home buyers to high-net-worth clients and portfolio investors. After watching so many women feel intimidated by finance in her executive banking roles, she set out to change that conversation entirely. A newly single mum herself when she bought her own first home, Emma understands the journey firsthand and treats every client relationship like family.
Teressa Fisk — Sunshine Coast, Senior Finance Broker & Director, Your Finance Broker
With over 20 years in finance, Teressa has carved out a specialty in modular and construction lending, a space where standard loans rarely fit and expert guidance makes all the difference. A single mum who rebuilt her own financial future, she brings genuine lived experience alongside deep technical expertise to help clients secure everything from first homes to complex builds. Warm and solution-driven, Teressa's mission is simple: make finance approachable and help women back themselves through smart money decisions.
Mia Castellarin — Sydney, Mortgage Broker at Flint
A 2024 Rising Star recipient from Mortgage Professional Australia, Mia specialises in self-employed clients and complex loan structures, alongside first home buyers and portfolio investors. She's part of SheInvests, an initiative empowering women in finance, and keeps her advice practical and jargon-free, understanding each client's goals before building a strategy that actually fits their life. Mia is known for explaining the "why" behind every step, so clients feel confident from application through to celebrating the keys.
Danielle Monastra — Perth, Business Development Manager, Achievement Finance
Danielle runs a Perth mortgage brokerage alongside her mum Lucy and broker Terry, and is passionate about helping women understand home loans and get into the property market. She covers first home buyers, investment property, construction and refinancing, all at no cost to clients since brokers are paid by the lender. A strong advocate for financial independence, Danielle loves helping women become the CFO of their own lives, whether that's through property, shares or simply taking charge of the budget.
Dr Lisa Bridgett — Sydney, Founder & Principal Broker, Stellar Finance Group
With a PhD and a genuinely people-first approach, Lisa has spent 20 years blending technical expertise with heart, especially for women navigating financial separation who need to understand their borrowing capacity before negotiations begin. A solo mum of two, she brings real lived experience to divorce lending, business finance and SMSF funding alike. Lisa and her team stay in your corner well past settlement too, reviewing loan structures and negotiating sharper rates as life evolves.
Natalie Sleeman — Townsville, Mortgage Broker, Great Start Financial
Starting in banking as a 16-year-old school-based trainee, Natalie worked her way up to bank manager before launching her own brokerage in 2015, which she's led for over a decade. She's especially passionate about supporting women and first home buyers, offering practical, transparent advice and a genuinely safe space to ask questions. Natalie believes financial literacy is empowering, and focuses on building long-term client relationships that carry through refinancing, next homes and beyond.
Carla Nesci — Sydney, Head of Lending & Co-Founder, Healthcare Home Loans
Carla has built her business around a specific niche, making finance simpler and more human for Australia's healthcare professionals. As Head of Lending and Co-Founder of Healthcare Home Loans, she also works with self-employed applicants, complex lending structures and first home buyers. Carla has a rare gift for turning complicated money talk into clarity, believing true wealth starts with knowledge and mindset. Clients consistently note her patience and clear communication, especially first-timers navigating the process solo.
Rachel Hopping — Sydney, Mortgage Broker & Property Finance Expert, Unbroke
Rachel moved out young and taught herself money, investing and property from scratch, and now channels that self-taught confidence into helping others do the same. With a background as Head of Strategy at Superhero and four years at eBay, she brings a fintech-savvy edge to complex lending, SMSFs and government schemes. She co-founded Unbroke to make property finance approachable, especially for women, cutting through jargon so clients understand exactly what they're signing up for.
Kathy Euers — Sydney, Mortgage Broker at Ink Wealth
With over 30 years' experience and a Diploma of Financial Planning under her belt, Kathy works across residential, commercial and SMSF finance, building strategies uniquely tailored to each client's goals. She's especially passionate about walking first-time buyers through their very first property purchase, offering realistic, empowering advice along the way. A dedicated Northern Beaches local and long-time volunteer lifeguard, Kathy has built her business on trust and lasting relationships, with a large referral base to show for it.
