Top Female Mortgage Broker Agent in Australia

Mortgage brokers are like free personal shoppers. They know the shops (loan providers and banks) well and who's going to fit your shape (circumstances). They go out and find you some really good options (loans). And you don't have to pay them - the loan provider does that!

Mortgage brokers are generally the first people you would reach out to as you need to know how much you can actually borrow - or, if we're getting all formal, 'what your lending capability is'. A broker will look at you as a whole picture - your deposit, your spending behaviours, employment situation - and find a loan provider who will be best for you.

Leading Sydney mortgage broker Kathy Euers from INK Wealth, says, 'If you walk into a bank, you're limited. You could be a square peg trying to fit into a round hole with that particular bank's policy. If you use a broker they will have about 30 different lenders and hundreds of different loan options that they can source for you.'

We get asked all the time who we recommend so we have created an ambassadors network of women who we love to work with, you can check them all out on our website!

Grace Bowe, Coast Home Loans 

📍Location: Australia wide | Central Coast

I help women save time, stress and money in helping them get approved for a home loan or get a better deal on their existing loans.

Grace Bowe is the Director of Coast Home Loans and absolutely loves being a mortgage broker. Her clients are all over Australia and she loves helping everyone; be it helping her first home buyers purchase a home for the first time, to making sure her investor clients have their debt structured strategically.

In an industry that can often try to bamboozle with too much jargon, Grace is a clear communicator who prides herself on making the experience of getting a home loan stress free and simple for her clients.

For Grace working independently means she can give unbiased advice, matchmaking people to which bank/ lender is best for them. She loves helping people get into the property for the first time, as well as strategizing for my investor clients on how to best structure their debts.

Connect with Grace Bowe HERE

Emma Stephens

📍Location: Australia wide | Sunshine Coast

I help women to change the financial conversations, translate complex mortgage language and transform the experience of buying a home for all women across Australia. 

Emma Stephens is one of Australia’s most prominent Financial Thought Leaders, specialising in financial strategy, product specialisation, and Mortgage Advisory for women. With over 20 years of experience in banking and investment, she has transformed the financial experience of tens of thousands of customers, families, businesses, and communities across the country.

As she rose through the ranks in executive management roles, Emma was struck by how many women felt intimidated by finance, lacked confidence to borrow and invest, and struggled to make their money work. That personal insight sparked her mission: to change financial conversations and challenge the status quo.

Beyond her clients, Emma is deeply involved in community initiatives. She designs and delivers local events, supports women’s business networking, and contributes to organisations like the Cancer Council and Rotary to drive awareness, fundraising, and support.

“Even though finance is often seen as transactional, it’s the relationships that are the heart of my life’s work. I love that clients treat me like a close friend or family member—with mutual respect, warmth, and trust.”

Inspired by her own journey as a newly single mum working full-time and trying to buy a home, Emma is on a mission to transform the experience of homeownership for 10,000 women in Australia by 2025.

Today, she joins us to help change the financial conversation, for good.

Connect with Emma Stephens HERE

Kathy Euers, Ink Wealth

📍Location: Australia wide | Sydney

I help women by empowering them with education, knowledge & advice so that they can achieve their goals and feel confident financially.  We bring your finance goals to life.

Kathy currently works with individual customers, companies and trustees of superannuation funds to develop financial solutions and strategies which are uniquely built for them to achieve their financial goals. With a strong focus on ensuring her customers are fully informed, by providing services in a clear and precise way, Kathy takes great pride in developing lasting relationships and has built a large referral base. One of her biggest thrills is using her experience to walk people through their first ever property purchase, be it their dream home or an investment and provide realistic and empowering finance advice.

Taking full advantage of Sydney’s beautiful Northern beaches, Kathy enjoys ocean swimming and golf.
Kathy and her family are very involved in the local Surf Club and participate heavily in local volunteer community activities and fundraising.

Kathy holds a Diploma of Financial Planning, a Diploma of Financial Services (Finance/Mortgage Brokering) and is certified in Small Business Management.

Having over 22 years experience in buying and selling properties and actively building wealth through the ‘three pillars” of investing (Property, Securities and Businesses), gives Kathy the ability to offer a broad range of finance advice. This coupled with her financial services experience and the extensive colleague network she has built, enables Kathy to deliver a compelling standard of lending advice to her clients.

Connect with Kathy Euers HERE

Lisa Bridgett, Stellar Finance Group

📍Location: Australia wide | Sydney

I help women get the money moves that level up their life. From divorce settlements to business funding, new wheels to new properties, I make sure you’re backed with strategy, clarity, and finance that puts you firmly in control. Whatever you’re building next – I’ve got you.

Dr Lisa Bridgett is not your typical Mortgage Broker. With a PhD, a self-confessed love of research, and a genuinely people-first approach, Lisa blends deep technical expertise with heart. She is passionate about educating and empowering her clients, especially women navigating a financial separation to understand their borrowing capacity before negotiations begin, helping them make confident decisions about what they can afford to keep, buy, or build next.

As a solo mum of two, Lisa brings lived experience, empathy, and a fierce commitment to helping other women find their financial footing during major life transitions. She has become a go-to specialist for clients navigating divorce, supporting them with clear modelling, strategic guidance, and the confidence to walk into negotiations informed and empowered.

Lisa is also a strong advocate for women-led businesses and fellow female founders. She loves helping entrepreneurial women secure financing that supports their vision. Whether that’s starting up, scaling, or cash flow solutions, she has you covered. Her strategic, detail-driven approach gives business owners the clarity they need to grow with confidence.

Her passion for client success doesn’t end at settlement. Lisa and her team stay in your corner for the long haul, negotiating sharper rates in the background, reviewing your loan structure, and being your single point of contact anytime your life or goals evolve. Driven, warm, and deeply respected by families and business owners across Sydney and beyond, Lisa’s mission is simple: to help people own their story, their finances, and their future.

Connect with Lisa Bridgett HERE

Carla Nesci, Nurse Money

📍Location: Sydney, Australia

I help women attain financial independence and build a solid foundation for the future through personalised home loan strategies and expert guidance. Together, let's pave the way to financial success! 

Carla is redefining what it means to lead in finance. As the Head of Lending and Co-Founder of Healthcare Home Loans, she’s built more than a business, she’s built a movement to make finance smarter, simpler, and more human for Australia’s healthcare professionals.

With deep expertise in property and lending, Carla brings strategy with substance and a voice people trust. She has a rare gift for turning complex money talk into clarity, empowering clients to make bold, confident decisions about their future.
Her work goes beyond numbers. Carla believes true wealth starts with knowledge and mindset, that when people understand how money works, they gain freedom that ripples through every part of life.

Outside of work, Carla finds her balance in family, laughter, and quiet moments with her dog, Kobe - reminders that success isn’t just what you build, but how you live. 

Connect with Carla Nesci HERE

Rachel Hopping, Unbroke

📍Location: Sydney / Australia-wide

I help women feel confident about their financial future by guiding them through the process of purchasing property and helping them understand their finances in a way that is relevant to them and free from intimidating jargon.

Rachel is a mortgage broker who helps clients across Australia purchase property and ensure their mortgages are working for them. Although she grew up in a financially conscious household, she moved out young and learned to support herself, which sparked her passion for money, investing and property. She now loves empowering others, especially women, to make confident financial decisions — because knowledge is power.

Her professional background spans both finance and ecommerce. She has held roles at eBay and FinTech Australia, and she led marketing and partnerships at Superhero, an investment and superannuation startup listed as one of LinkedIn’s Top Startups for 2022. Rachel is now the Head of Strategy at Superhero.

With a strong personal passion for investing and women’s finance, she founded Unbroke to help more women feel confident and capable when it comes to their money.

Connect with Rachel Hopping HERE

Natalie Sleeman, Great Start Financial

📍Location: Australia wide | Townsville

For over 15 years, Natalie has worked in lending, and for more than 10 years she has led her own thriving brokerage ‘Great Start Financial’ – all with one goal: to make property accessible. She is particularly passionate about supporting women and first-home buyers, providing practical guidance, transparent advice and a safe space to ask questions. She believes financial literacy is empowering and is committed to helping her clients build security, independence and a plan that works for their future.

Connect with Natalie Sleeman HERE

Danielle Monastra, Great Start Financial

📍Location: Perth

I help women get into their own home and take real ownership of their financial future, because there’s nothing quite like knowing you did that yourself.

She runs a mortgage brokerage in Perth alongside her mum, Lucy (Founder), and Terry (Primary Mortgage Broker). As the Business Development Manager, she loves speaking with clients about their finances and exploring how the team can support them on their path to home ownership. She is deeply passionate about helping women in Perth understand the world of home loans and navigate the property market with confidence. Her vision is for their business to be the Perth Ambassadors for Ladies Finance Club, offering trusted, on-the-ground support for women seeking expert guidance from a team who know home loans inside out.

She is a strong advocate for women taking charge of their personal finances and believes in the importance of diversifying income streams, whether through investing in shares, entering the property market or managing a practical, sustainable budget. Above all, she champions financial independence and literacy so women never feel they need to rely on someone else to take control of their money.

Connect with Danielle Monastra HERE

Mia Castellarin, Flint

📍Location: Sydney | New South Wales (NSW)

I help women make smart, confident lending decisions with clear strategies, even when their loans or income are complex.

Mia Castellarin is a mortgage broker at Flint, specializing in residential home loans, property investment strategies, and portfolio management. Recognized as a Rising Star for 2024 by Mortgage Professional Australia, she is also part of SheInvests, an initiative dedicated to empowering women in finance.

Mia is known for keeping lending practical, clear, and goal‑focused. She works with a diverse range of clients, from first‑home buyers to high‑net‑worth individuals, helping them make smart lending decisions without the jargon. Her approach is simple: understand each client’s goals, build a strategy that fits their life, and explain the “why” behind every step so they feel confident throughout the process.

She places a strong emphasis on education, clear planning, and celebrating milestones, whether it’s securing a first set of keys or expanding a property portfolio. Mia also has extensive experience supporting self‑employed clients and investors with complex loan structures, ensuring tailored solutions that align with their financial ambitions.

Connect with Mia Castellarin HERE

Teressa Fisk, Your Finance Broker

📍Location: Sunshine Coast

I help women make smart, confident lending decisions with clear strategies, even when their loans or income are complex.

Teressa Fisk is a passionate advocate for women’s financial independence and a leader in one of Australia’s most specialised lending spaces — modular and construction finance. As a single mum who rebuilt her own financial future, she brings both lived experience and deep technical expertise to the clients she supports.

With more than 20 years in finance, Teressa has become a trusted voice in helping everyday Australians secure lending for everything from first homes to complex construction projects. Her niche lies in navigating modular home finance — a space where standard lending rarely fits and a tailored, knowledgeable approach makes all the difference. Her work has shaped lender processes, improved outcomes for builders and clients, and created pathways for borrowers who often believed their goals were out of reach.

Connect with Teressa Fisk HERE

Questions to ask a mortgage broker!  

1. What types of loans do you offer?
2. What are the current interest rates?
3. What fees are involved?
4. How much can I borrow?
5. What is the deposit requirement?
6. Can you explain the loan approval process?
7. Are there any special programs for first-time homebuyers?
8. What documents do I need to provide?
9. Can you help with loan pre-approval?
10. What happens if I miss a payment?

Need financial advice? Check out a range of our experts who can help you!

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