Top Female Insurance Agents in Australia

Your ability to earn an income is one of your biggest assets, it’s what pays the bills, builds your savings, and funds your future goals. But what would happen if you couldn’t work for a few months… or even longer?

Life can be unpredictable, and it’s estimated that around 2 in 5 people (43%) will be diagnosed with cancer by the age of 85 in Australia. 

• Breast cancer is the most commonly diagnosed cancer in Australian women - the risk over a lifetime is about 1 in 7 women. 

• Cancer rates are rising in younger age groups (30s and 40s), it’s essential to have the right protection in place. That’s where insurance comes in - it’s not about being negative, it’s about being prepared.

Here’s a quick guide to the main types of personal insurance to consider:

💰 Income Protection Insurance
This covers around 70–80% of your income if you’re unable to work due to illness or injury. It’s designed to help you keep up with everyday expenses like rent, groceries, and bills while you focus on getting better.

❤️ Life Insurance
This pays a lump sum to your loved ones if you pass away, helping them cover debts, the mortgage, or future expenses like school fees. It’s especially important if you have dependents or anyone relying on your income.

🍃 Total and Permanent Disability (TPD) Insurance
If you become permanently unable to work due to injury or illness, TPD cover provides a one-off payment to help with medical costs, home modifications, or simply maintaining your lifestyle.

💊 Trauma (Critical Illness) Insurance
This type of cover pays a lump sum if you’re diagnosed with a serious illness such as cancer, stroke, or heart attack, helping you cover treatment costs or take time off to recover without financial stress.

Insurance is about peace of mind  knowing that if life throws you a curveball, you and your family won’t be financially vulnerable.

If you’re not sure where you stand or what you really need, chat to one of our highly recommended Australian Insurance Ambassadors to review your cover and make sure you’re properly protected, you can check them all out on our website https://www.ladiesfinanceclub.com/ambassadors💖

Marnie Maloney, Protected Life Solutions

📍Location: New South Wales and Australia-wide

I help women find affordable insurance solutions designed to protect their wealth and income.

Marnie Maloney is a qualified Financial Advisor who specialises in personal insurance. Since starting in the financial services industry 18 years ago, Marnie has always been a passionate advocate for insurance and the role it can play in mitigating the financial risks that come from suffering a serious medical event. Marnie is a mother to two young children which is why estate planning and providing for your loved ones is a topic that is very close to her heart.

Starting in the world of finance as an operations manager for a small with a Life Risk Specialist firm in my early twenties, a seed was planted in me that grew into a passion for life insurance. In the years that followed, my journey continued at a larger advisory firm, changing roles from client management to adviser technical support as I studied Financial Services. I became a Financial Planner in 2009 and found myself starting my own practice in 2015 that allowed me to focus on risk strategies for a wide variety of client types based solely on finding insurance solutions that serve their best interests.

Marnie lives on Sydney’s Northern Beaches where she has been operating her business, Protected Life Solutions, since 2015.

Connect with Marnie Maloney HERE

Azaria Bell, Financial Adviser at Skye Wealth specialising in insurance

📍Location: Australia-wide

I help women understand the importance of insurance and empower them to live their lives to the fullest, without needing to worry about the unexpected financial difficulties that can come with a serious illness or injury.

I joined the financial planning industry because I really wanted to help people, particularly women, take control of their financial independence. Insurance is an area I've always been really passionate about, and having taken out personal insurances through an adviser myself at 19, it is fitting that I now do the same!

I want to ensure that women who are taking control of their money have the opportunity to access affordable, expert advice on how to protect themselves financially through personal insurance!

I love educating people on the importance of insurance and empowering them to live their lives to the fullest, without needing to worry about the unexpected financial difficulties that can come with a serious illness or injury.

Connect with Azaria Bell HERE

Kathleen Dean, Financial Adviser at Skye Wealth specialising in insurance

📍Location: Australia-wide

I help women with protecting their financial security through personal insurances so they can live their lives with more confidence.

I want to help Australian ladies ensure they have confidence that if something were to happen to them or their family and they were no longer able to work that they would still have the financial security to maintain their lifestyle and reach their goals.

I want to help Australian ladies ensure they have confidence that if something were to happen to them or their family and they were no longer able to work that they would still have the financial security to maintain their lifestyle and reach their goals.

I started in Financial Advice fresh out of uni in November 2012. I began working in admin then worked my way up to client services, paraplanning and an Associate Adviser. I've worked in various companies helping retirees, pre-retirees and younger professionals with their superannuation, investments and insurance, so have more than 10 year's experience working in all facets of financial advice.
I started at Skye Wealth in February 2023 as a Financial Adviser.

Connect with Kathleen Dean HERE

Trish Gregory, Financial Adviser at Hayes & Co. Insurance Services

📍Location: Australia-wide

Trish is a passionate CFP® Financial Adviser, having worked with clients from 18 to 90 years old. With a Masters in Financial Planning, Trish brings her unique life experience into every interaction to truly understand what is important to each and every client. After almost a decade of providing holistic goals-based financial advice, in 2025 Trish pivoted to specialise in providing Insurance-Only advice to serve an ever-growing cohort of uninsured younger Australians.

In her spare time, Trish chases after her three children, tends to her edible garden, cares for her chickens and bees and goes on the occasional hike.

Connect with Trish Gregory HERE

Questions to ask a financial advisor! 

1. What types of insurance do I need?
2. How are claims handled?
3. What does this insurance policy cover?
4. What factors affect my premiums?
5. Can I make changes to my policy?
6. What happens if I miss a payment?
7. Are there any discounts available?
8. Who will be my main point of contact?
9. What is the process for renewing my policy?
10. Do you have references or testimonials?

Got specific insurance needs or questions? Fill out the form, and we’ll connect you with an insurance broker who’s the perfect fit for you!

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