
Thinking about life insurance?
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What does a life insurance brokers do?
Great Question!
A life insurance broker is like a personal safety net but instead of catching you, they help protect your loved ones if the unexpected happens.
If you go straight to an insurer, you only see their policies (which might not be the best fit). A broker compares options from multiple providers to find the right cover at the best price.
And the best part? You don’t pay the broker—the insurer does! So you get expert advice at no extra cost.
Questions to ask a life insurance broker!
1️⃣ Which life insurance providers do you work with?
2️⃣ How do you determine the best policy for me?
3️⃣ What types of life insurance do I need (e.g., term life, TPD, trauma, income protection)?
4️⃣ How much cover do I actually need?
5️⃣ What factors affect my premiums?
6️⃣ Are there any exclusions or limitations in the policy?
7️⃣ Can I adjust my policy in the future if my circumstances change?
8️⃣ What happens if I miss a premium payment?
9️⃣ How does the claims process work, and how long does it take?
🔟 Do you charge any fees, or are you paid by the insurer?
The information provided on our website or at this seminar, online course, event, webinar or workshop is general in nature and is not personal financial product advice. Read Full Disclosure Here.