💍 Before You Say “I Do” – Binding Financial Agreements, Prenups & De Facto Law in Australia with Carolina Arricobene

Thinking about getting married, moving in with your partner, or protecting your assets? In this episode, family lawyer Carolina from Lander & Rogers joins Molly to explain the legal and financial steps every Australian should know before they say “I do”.

You’ll learn:
✅ What is a de facto relationship in Australia (and why the 2-year rule is a myth)
✅ How binding financial agreements (prenups) work in Australia and when you should consider one
✅ Costs of a prenup in Australia and how to avoid common mistakes
✅ How to protect your assets when moving in with a partner
✅ Why pet ownership is now recognised in Australian family law
✅ Signs your partner may be hiding assets
✅ Whether you need to be on the property title when buying together
✅ Why “handshake” or “back of the napkin” agreements don’t stand up in court

If you’re building wealth, expecting an inheritance, or want to safeguard your finances, this episode will give you practical tips, legal insights, and conversation starters to protect yourself before tying the knot or starting a life together.

Moving in or getting married? Listen to this first
 

This episode is brought to you by InvestorKit, Australia’s #1 Buyers Agency for 2023 and 2024. They specialise in helping investors find high-growth properties utilising industry leading AI and data driven research process across Australia. 70%+ of the properties they purchase are off-market and they have consistently outperformed national average capital growth rates by over 49%. Whether you’re looking to build your property portfolio or secure your first investment. Check them out here.

CHAPTERS

00:00 – Welcome to Get Rich & Molly’s money mission
01:16 – Why protecting assets matters as much as building them
02:34 – The biggest legal mistake couples make before moving in or marrying
04:27 – Pets are now part of family law – what you need to know
05:34 – De facto relationships in Australia & the 2-year rule myth
07:36 – Can you have more than one de facto relationship?
08:42 – Prenups (binding financial agreements): what they are & who needs one
10:53 – Why both partners need separate lawyers
13:25 – How much a prenup costs in Australia
14:37 – “Back of a napkin” agreements – do they hold up?
15:29 – What happens if you don’t have a prenup
16:51 – How to bring up a prenup without killing the relationship
18:44 – Do you need a prenup if you’re bringing fewer assets?
19:53 – Red flags your partner might be hiding assets
20:56 – Partner moving into your property – how to protect it
22:18 – Should both names be on the property title?
23:28 – Can you change a property settlement once it’s final?
24:16 – How to get in touch with Carolina & Lander & Rogers

LINKS FROM THE EPISODE

Understanding Binding Financial Agreements (Prenups) in Australia - https://lawfinity.com.au/are-prenups-binding-financial-agreements-right-for-you-in-australia-2025-legal-guide/
New Pet Provisions in Family Law: What You Need to Know - Read it here.
De Facto Relationships – Legal Aid NSW - https://www.nsw.gov.au/family-and-relationships/de-facto-relationships
Protecting Property: Family Court of Australia - https://www.fcfcoa.gov.au/fl

CONNECT WITH CAROLINA ARRICOBENE

Website (Carolina's profile): https://www.landers.com.au/our-people/carolina-arricobene
LinkedIn (Carolina's profile): https://www.linkedin.com/in/carolinaarricobene/
Website: https://www.landers.com.au/
Instagram: https://www.instagram.com/landerrogers
LinkedIn: https://www.linkedin.com/company/lander-rogers/
YouTube: https://www.youtube.com/landerrogers 

CONNECT WITH LADIES FINANCE CLUB

Join our free Facebook group - Ladies Finance Club Money Chat
Website: https://www.ladiesfinanceclub.com/
Instagram: https://www.instagram.com/ladiesfinanceclub/
LinkedIn: https://www.linkedin.com/company/ladies-finance-club/

TAKEAWAYS

• Record keeping is crucial for financial awareness.
• Understanding de facto relationships is essential for legal clarity.
• Binding financial agreements can protect assets in case of separation.
• Separate legal advice is necessary for financial agreements to be binding.
• Costs for financial agreements can vary based on complexity.
• Not having a financial agreement can lead to court decisions on asset distribution.
• Identifying red flags early can prevent future issues in relationships.
• Transparency in financial matters fosters trust in relationships.
• It's important to protect personal assets when moving in together.
• Once a financial agreement is finalized, it cannot be changed easily.

SOUND BITES

"Record keeping is a key factor."
"De facto relationships can be complex."
"Transparency in finances is crucial."

TRANSCRIPT

[00:00:00] Molly: Welcome to Get Rich, the podcast that helps you do just that. Get rich and stay rich. Hey, I'm Molly Benjamin. I'm the founder of Ladies Finance Club, one of Australia's largest financial education platforms for women. But before I started helping thousands of women take control with their money, I was a hot financial mess when it came to my own finances and not the fun kind of hot, more like crying in a supermarket, wondering where all my money went kind of hot.

[00:00:29] But here's the thing, if I can go from financial mess to owning a share portfolio, investing in property, and building wealth. Then you can too. My mission is simple to make women rich because when we have financial freedom, we have choices, confidence, and control over our future. Every week on Get Rich, I sit down with some of the best experts in the industry to break down how we can all start investing, growing our money, and creating long-term financial security without the jargon, boring bits or overwhelm.

[00:01:02] Because when women get rich, we don't just change our lives, we change the world. So if you're ready to start making some smart money moves, hit that subscribe button and let's get Rich together.

[00:01:16] Welcome back to another episode of Get Rich, the podcast that helps you do just that. Get rich and stay rich. Now, today we're talking about the stuff no one puts in the romcoms, the legal and money moves. You need to know before you live together, get married, or you combine finances. So at Ladies Finance Club, we're all about helping women grow their assets, but we also wanna make sure that we're protecting them as well.

[00:01:37] So I'm joined by Carolina Ariko Bennett, a family law specialist and senior associate in Lander and Roger's family and relationship law team who's seen it all when it comes to relationships and money collide. So we're gonna cover why the two year defactor rule is totally a myth in Australia. How binding financial agreements.

[00:01:56] Also kind of the American term is prenups. How they really work and who actually needs one, A new pet law that could decide who keeps the dog in a breakup. The red flags, your partner might be hiding assets, and what happens if you don't have a prenup at all? Now, if you've worked hard to build your wealth?

[00:02:13] Maybe you're about to get an inheritance or you just don't want your pooch ending up in the wrong hands, then this one is for you. And if you're enjoying these episodes, please let us know by writing a quick little review or hitting that subscribe button. Alright, this is definitely one that you might wanna send to a girlfriend or pop in the WhatsApp group with your gals.

[00:02:34] Carolina, welcome to the podcast. We're so excited to have you on. Thank you so much, Molly. It's lovely to be here today. And you mentioned as well, this is one of your first podcasts, so we're excited to be the first. It

[00:02:46] Carolina: is, and I'm very excited that this is my first for Ladies Finance Club. It feels very fitting given the area that I work in.

[00:02:53] Molly: Absolutely. So as I mentioned the intro, this is all about what you should know before you say I do. But I wanna know like what are the most common, juicy legal mistakes people are making before they actually get married or move in together?

[00:03:10] Carolina: It's a really good question to start off this discussion, Molly.

[00:03:13] So I mean, from the perspective of wanting to make sure that you're protecting your entitlements if you're in a relationship and you were to separate, I'd say one of the key issues that's come up in my practice and colleagues have experienced as well is. Almost as basic as record keeping and being aware of your finances, being aware of what it is that you've got together and how those assets are held, as well as what liabilities you've got.

[00:03:41] Because all too often we have people that are only after a separation, realize unfortunately, that perhaps there's a lot more debt than they realized, or assets weren't being applied, money wasn't being applied in the way that they thought it was. So. Just being aware, asking the questions, knowing how assets are held is one of the really big key factors.

[00:04:03] And when you say assets held, what do you mean by that? So what I mean by that is any type of property, whether it's. Real property. So real estate, or we're talking about a share portfolio or even bank account. Something as basic as do you have a joint bank account or is it is in your sole name? It's really important to be aware of and also how those assets are being applied.

[00:04:27] So where is income being paid to? How is it being used to pay bills and something else that has come up. And whilst this isn't quite an asset. Pet ownership is something that's been under the microscope with the new family law amendments and something that people should be aware of, which is now something that is a legal factor is in whose name is your pet registered?

[00:04:50] So if you do get a pet, yeah, it's something that is very new because it's only just come into place in terms of the Family Law Act and the recognition of pets. So. When deciding after a separation, who's going to hold the pet? Basically who's gonna own the pet and look after it. One of the things the court will look at is in whose name that pet is registered.

[00:05:12] Molly: And I would assume a lot of the time that's just a job that gets left in a female, so like Yeah, exactly. Yeah, who, who's wormed it the most? They get to keep it. Who's taking it to the vet? Exactly. Yeah. So if we just break down defacto verse, getting married now, is it true when you are in a defacto, well, let's break down first.

[00:05:34] What is a defacto relationship? Sometimes people are like, it's a certain amount of time, but that's not necessarily always the case.

[00:05:41] Carolina: Yeah, that's right. So. Often people will think that a de facto relationship is just, you've been together two years. Yeah. And that's the commonly held misconception that we hear.

[00:05:51] In fact, the, a de facto relationship is just defined as a relationship between two people who aren't legally married and who are not related by family. Yeah. And who, having regard to all of the circumstances are in a relationship as a couple. Living together on a genuine domestic basis. So it's a very vague definition.

[00:06:12] It doesn't really give people a lot of clarity, but what the court looks at typically in deciding if someone is in a de facto relationship are things like, have you intermingled your finances?

[00:06:23] Molly: Yeah. Do you have

[00:06:23] Carolina: property together? Do you have a sexual relationship? Do you share a common residence or do you live together?

[00:06:29] Do you share any sort of carer responsibilities for children? For example, the list is not closed, but those are the key things that we see, and that's why it's actually not necessary for people to be living together before they're in a defactor relationship.

[00:06:45] Molly: Wow. And I was speaking, 'cause I had spoken to Tessa Kelman from Landon Rogers, and she had mentioned to me, we were talking about a friend who just got recently pregnant to a very new partner, and she was like, oh, they'll also be an automatic de facto relationship.

[00:07:02] And I was like, I don't think she knows that. So I told her, I said, by the way, do you know this makes you in a automatic de facto relationship? She's like, what? So, yeah, that was an interesting one. I didn't know either. If you have kids together.

[00:07:13] Carolina: Yes, absolutely. And look, it's not always the case. Just because you've got children doesn't automatically mean you have to be in a de facto relationship, but in most cases it would.

[00:07:23] If you're together and you've had kids and it's not just a one night stand and you've sort of moved on with your live, then most likely yes.

[00:07:31] Molly: And could you be in a de facto relationship with maybe two people if someone was doing the dodgy?

[00:07:36] Carolina: Yes. So it is a little bit salacious at times and it can be quite shocking.

[00:07:42] But I've had situations where. Even very much older people who are, had someone in their nineties had multiple def facto relationships going on at the same time. So it is absolutely possible because the test doesn't say you must be living together full time. It actually leaves it open to the possibility that people you might be having an affair with, or situations where people have second families, mean that there are multiple defacto relationships at the same time.

[00:08:12] Molly: Okay. Wow. Alright, so let's say I'm in a de facto relationship with my partner. I'm coming in with property with assets. He's coming in with property and assets. Should we be talking about having a binding financial agreement or as they call him in America, a prenup? Or is it, if you're coming in with kind of equal amounts, you don't really need to like.

[00:08:38] Is getting a prenup or a binding financial agreement like worth it.

[00:08:42] Carolina: The things that a prenup or a binding financial agreement, as we call them here in Australia, the things that they're aimed really to protect people from the costs and the stress of litigation in the event they separate. And it can be for the reasons of wanting to protect certain assets.

[00:08:59] So in that example, you gave. If you've come into a relationship with certain assets, you'd like to protect that for yourself or perhaps for your children. If you've got children from a previous relationship as well, that is always a really good idea to get some advice about entering into a financial agreement so that you can, under the best protection that you can under the current law.

[00:09:19] Sort of ring fence those assets so that they're not then divided. If you do separate. Another situation might be you don't have to be a millionaire to enter into a prenup. You might just be wanting to protect a future inheritance. So if you don't have any assets or if your partner doesn't have any assets, but one of you is going to receive something at some point in the future, that might be a good situation in which you might wanna protect that.

[00:09:46] Or even a family business or something of that nature. Yes.

[00:09:49] Molly: And so in like in simplest terms, it's just a binding financial agreement. What is it? It's just like if we break up, this is what's gonna happen.

[00:10:00] Carolina: Pretty much. So in simple terms, it's a contract between you and your partner or your future partner, depending on when you enter into it, because you don't have to be about to marry to enter into one of these documents, which is the.

[00:10:13] It is a benefit as well. You can do it at any time. So in entering into this contract, it's basically an agreement between the two of you to say, this is how we'd like our assets, our property, our liability, even superannuation to be dealt with in the event of a separation. So if we do break up, you know, and obviously no one wants to think about those things when they're about to get married or they're in the early stages of their relationship, but if they do, this is how we're gonna deal with.

[00:10:42] Molly: Okay. And do me, if me and my partner are getting a finding financial agreement, do we both need, can we use the same lawyer or does it have to be separate lawyers? Separate

[00:10:53] Carolina: lawyers. So you each need to get independent legal advice. There are many reasons for that. The main one is there are criteria under the Family Law Act, which makes it only binding if that criteria is met.

[00:11:06] So you need to get independent legal advice in order for that to be binding,

[00:11:11] Molly: because sometimes we hear people say, oh, but I heard once these people had a prenup and it didn't. It wasn't worth the paper it was written on or like they don't even work. What, in your experience, have you seen that happen? Or is that generally when they haven't been done by a family lawyer and they've just been done by any lawyer?

[00:11:31] Carolina: There are some situations that have gone through the courts where financial agreements have been set aside, but those are really extreme situations where there might have been something like duress. Mm-hmm. For example, if the agreement is signed two days before a wedding or the day of the wedding, you know?

[00:11:49] Or there's pressure. Exactly. So we call that the typical ink on the wedding dress type situation. If that's happening, then it's a pretty big risk there because. You are looking at actually binding yourself to a contract. Mm-hmm. So the court does take it very seriously in terms of making sure that there's independent legal advice and that there are no other factors that would otherwise needs to be set aside.

[00:12:14] Another reason is. Fraud or non-disclosure. So if you enter into a financial agreement, but you actually know that you've got this million dollar share portfolio that you haven't disclosed, yeah, that's another reason why it might be set aside.

[00:12:28] Molly: Okay, awesome. And for people who are thinking about getting one, and what I love about our Ladies Finance Club members and followers is they're building up their own wealth.

[00:12:37] So they are creating that asset pool that day. Which is absolutely fair enough what happens if the case where maybe their partner isn't doing as financially well and maybe can't afford a lawyer or to actually get legal advice.

[00:12:55] Carolina: So in those sorts of situations, if someone really does want to go ahead and have a financial agreement in place, then there's nothing wrong with that person paying for the legal fees for the other party, as long as they're not, you know, forcing them to go see a specific lawyer and being involved in that legal process then, and it's all just limited to basically paying for the fees, and that's okay.

[00:13:18] You just need to make sure that there's no involvement or coercion in terms of the advice it's given and that it is purely independent.

[00:13:25] Molly: So how much are we looking at for a binding financial agreement in Australia?

[00:13:31] Carolina: Yeah, so it really does depend on the complexity of the agreement itself. Because it is a contract, it needs to be drafted very carefully.

[00:13:39] So it depends on the size of the asset pool and what it is that we're looking at protecting. It can start from anywhere as a few thousand dollars. So in my experience, it could start at about $5,000 and then obviously go into the tens of thousands if there's some significant complexity there, or there's a lot of negotiation that needs to take place.

[00:13:59] Molly: Yeah, but I guess that's a small investment if that means that you are getting a good outcome at the end of the day as well.

[00:14:07] Carolina: Yeah, well, that's right. I mean, and. The other thing to think about is what you're trying to protect by entering into this document is litigation. And if you have protracted litigation in the family court system, that could cost hundreds of thousands of dollars.

[00:14:21] Molly: Yeah, huge. Awesome. And okay, so that's kind of like binding financial agreements. If you are, if you are maybe going, oh look, 5K, I don't think we've got that. Can we just do a back of a napkin? Like this is what we both are saying and both agreeing.

[00:14:37] Carolina: You can, but it won't be binding. Ah,

[00:14:40] Molly: so that binding like by the law?

[00:14:43] Carolina: Correct. Yeah. So the only way to actually ous the family court's jurisdiction, which means that they won't be able to determine your property settlement, is to do it by way of a properly drafted for natural agreement. So what we normally recommend to people is get legal advice about your typical situation, because obviously every relationship and every situation is different, and then you can.

[00:15:05] Get an understanding as to whether you wanna go down that path, whether you wanna pay the fee for a, a binding financial agreement, and if so, then you're probably gonna be protecting yourself

[00:15:15] Molly: in future if it's done right. Awesome. And I'm assuming if you don't have one, if you don't have a binding financial agreement in place.

[00:15:22] It just goes through, not the court, but it just goes through like, okay. Yeah. Well actually what does happen if you don't have one in place?

[00:15:29] Carolina: Yeah. So if you don't have a binding financial agreement, and I mean we saw this very publicly online with Jeff Bezos and, and his first wife. Now that he's remarried and he has got a financial agreement in place for his new marriage, but for his first, what happens is.

[00:15:45] If you can't reach an agreement, the court will decide. Okay. So there are legislative provisions that we've got as family lawyers to abide by and what the court actually uses, in addition to case law, to make a decision about how a couple's finances are to be dealt with. So we look at distributing assets and how those assets will be altered between a couple, and we've got some principles for that.

[00:16:09] So the court will look to things like. What contributions were made and what current and future circumstances need to be taken into account. So there are a whole range of factors that the court will look at in determining how that property is going to be altered or distributed.

[00:16:25] Molly: I actually had a friend where they broke up when they bought.

[00:16:29] Getting a binding financial agreement because it was just such a touchy topic and everyone comes in with different beliefs around money. Anyway, this killed that relationship, which is probably, you know, maybe that was, I don't know, a red flag, but how do you bring up the binding financial agreement conversation without.

[00:16:51] I guess causing alarm or, and especially if you've already been together for a while and maybe you are getting that inheritance, I guess, how do you bring that up without the other party being like, whoa, what's going on here?

[00:17:04] Carolina: That is a really good question and not one that I have an answer to, although I can give some tips.

[00:17:11] I mean, there's just no easy way to raise entering into a financial agreement. In some situations, what I've seen, particularly with younger couples is the family who's got the wealth or the trust fund or the potential inheritance or business will actually make it. Condition in some situations of an inheritance that there be a financial agreement.

[00:17:31] Now, obviously that's a Wilson Estates issue, and in terms of the actual practicalities of that, that would be something for an estate's lawyer, but I have seen that being a way that people can raise a financial agreement without causing too much alarm or trying to avoid the relationship going belly up in such.

[00:17:50] It's early stages and something else, I guess, or another way to raise it would be perhaps to say, well, this is us in the early stages of our relationship, having transparency and alignment on our future goals in terms of our finances.

[00:18:06] Molly: Yeah, it's

[00:18:07] Carolina: a really good first step to sit down and say, let's be transparent.

[00:18:10] Let's be open with each other. How do we see this relationship going in terms of our finances? And this is a way to help us do that.

[00:18:18] Molly: Yeah, absolutely. Or you can say you just listen to this podcast and you think it's gonna be really smart to have this conversation because you don't decide someone else will.

[00:18:27] So you may as well decide, and this is a bit of a cheeky question, but I'm still very curious if you are coming into a relationship with not as much as the partner, and obviously a huge part of our audience is women. So let's say a woman's coming into an audience, into a relationship without as many assets.

[00:18:44] Like if they're not bringing up the binding financial agreement conversation, like do you just leave it?

[00:18:50] Carolina: Every situation is different, but in that general sort of situation, there's no real need for you to enter into a financial agreement. Yeah. If you are the, what we might call the vulnerable party. Yeah.

[00:19:01] So you are not the one that's got the assets really. It's the other party that's more well off or that has the assets. They're the ones that are. I guess if I could put it this way, at risk.

[00:19:12] Molly: Yeah.

[00:19:12] Carolina: So if there is a separation, then they're the ones that are probably more likely to want to protect those assets.

[00:19:18] If it's not raised in that situation, I would probably leave it. But it always, I mean, it doesn't hurt to ask someone for some advice.

[00:19:26] Molly: And because you are dealing with breakups and divorces, separations every day, are there any patterns you see when people come to you or any things that they like they're saying, or like any red flags that we can start looking out for?

[00:19:41] Like is like maybe the guys acting kind of shady or shifty or assets are being moved without our knowledge or, yeah. I don't know. Is there anything, like, any insights you can share there?

[00:19:53] Carolina: Absolutely. So what I see a lot, Molly, is unfortunately people coming to us after all of this has happened and saying, I noticed a couple of years ago he started moving assets into his family's name or friend's names, or all of a sudden all of the account joint accounts were closed, and I didn't have visibility over anything a lot of the time.

[00:20:13] By the time you get to that point, you've lost a lot of that. Knowledge. So the most important thing I would say in terms of tips for people going through that is to have the conversation really early on. Identify any odd patterns of behavior, significant cash withdrawals or income, all of a sudden not being deposited into a joint account where it normally went.

[00:20:33] Have the conversation and if you can't find out anything or they're being really shady and trying to hide things, and that's often a really big red flag that something else may be going on.

[00:20:44] Molly: Awesome. And we had a question from our audience just in regards to her new boyfriend is moving into her apartment and she's wanting to know does she need to do anything to protect herself in that situation?

[00:20:56] Carolina: So by him just moving into the apartment, if she owns it, that doesn't automatically create any sort of legal right over that apartment. However, as we spoke about earlier, a defacto relationship, it can be automatic in the sense that you don't have to wait the two years for. To be in a de facto relationship.

[00:21:15] So if you are living together and boyfriend is contributing to bills and expenses for the home and making other contributions to the relationship, there may be a claim there down the line. So it's always a good idea. I mean, the best protection that someone can do is. To enter into a financial agreement.

[00:21:33] And even if it just means in that financial agreement, all you're saying is, I'm actually just putting aside my apartment, but everything else that we accrue together is on the table. Yeah. So that's a really good way of dealing with this and raising this as an issue as well, where you're saying, well, actually, I don't mind what happens to our joint assets.

[00:21:52] Yeah. But it's just what I've got at the moment, which I'd really like to protect.

[00:21:55] Molly: Yeah. And that's a really nice and fair way of, I think talking about that. And if they have an issue with that, well that's probably a red flag in itself. Exactly. Yeah. Awesome. And final question to wrap things up. If you are coming into a relationship and you are buying property together, do you both need to be on that title?

[00:22:18] So

[00:22:19] Carolina: you don't need to be on title in order to still have a claim for that property under the Family Law Act, provided that all of the other preconditions are met for your entitlement. However, given every situation's different, if you are making a contribution to a property, for example, you are contributing funds to purchase it.

[00:22:37] It's a really good idea to think very closely about whether you do wanna be on title for that property. It may not be for everyone, but. Definitely get some advice about whether you should be on title, because sometimes in future it just helps to give some peace of mind that the property's not gonna be sold without you knowing or yeah, you know anything, you're not gonna be locked out of that home, for example, in if you're in the midst of a dispute.

[00:23:00] Molly: Awesome. And actually that just triggered one question that came up on Instagram yesterday with one of our ladies. It was a Nomin post, but she had gone through a separation. She got the house, he got the money, but. She wanted to like, she kind of regretted that decision is once it's finalized, is there any way you can go back and be like, Hey, actually I wanna change that, or is it like once that's decided by the family court, it's done.

[00:23:28] So once you've

[00:23:29] Carolina: got final orders or a final decision, whether it's by way of a financial agreement or court orders that you've entered into by agreement or even court orders that the court's made, then that's pretty much it. You don't get a second bite of the cherry. There are only very exceptional circumstances in which you can go back and try and renegotiate, and that is if there's been significant non-disclosure or there's a real reason for it.

[00:23:51] But ordinarily you can't go back, unfortunately.

[00:23:55] Molly: No, and we always say the best advice is to get advice from experts who do this every single day. So if people wanna get in touch with you, well anyone from the Team Land and Rogers, or especially you, they love this conversation. They're like, oh, I think I need to maybe go into Abin Financial Agreement.

[00:24:16] Where can they go?

[00:24:17] Carolina: Absolutely. So Molly, on our website, if you just search our names or search our team Land Rogers, I'm in the Sydney team. I'm always happy to have a no obligations discussion with anyone who's looking at getting some advice just to start that process off and think about whether it is in their best interests to pursue that further and get some more formal advice.

[00:24:40] But so is anyone in my team, so absolutely. If you go online, you can find our details out.

[00:24:45] Molly: Awesome, and we'll pop the links in where you can get in touch with Caroline and the team. Thank you so much for coming on the podcast and also awesome, awesome episode for your first ever podcast recording as well.

[00:24:57] Thanks so

[00:24:58] Carolina: much, Molly. I've loved being here today. Thank you so much.

KEYWORDS

legal advice, financial agreements, de facto relationships, marriage, asset protection, relationship mistakes, binding financial agreements, family law, relationship red flags, property rights