How to Prepare for Retirement

People have many common fears and worries about money – living from pay cheque to pay cheque, spending more than they earn, relying on the credit card to make ends meet each month, being dependent on the aged pension upon retirement, among many others. So, how do you take control of your finances and alleviate this financial fear?

Do you have retirement goals but are not sure how to go about making your dreams become a reality?

Understanding the various options available to you is the first step towards living a lifestyle of choice and independence upon retirement.

Andrea Jenkins, Certified Financial Planner and Principal of Jenbury Financial, will share valuable insights, including:

• how and when you can access your superannuation.

• accessing your superannuation while continuing to work.

• how to minimise your tax.

• the different types of pension available.

• how to ensure your family will be financially secure after you are gone.

• how to access Centrelink benefits

• how to boost your retirement savings by restructuring your finances.

ABOUT THE SPEAKER

Growing up in a very minimalistic household where there was enough but never anything extra, Andrea learned very early that fear and anxiety about money was something she didn’t want in her future.

Now, she is the trusted adviser of many people, just like you, who want to live their life free of financial worry.The first step is to create a financial plan; a plan based on your personal and professional situation, your short and long-term goals, including how you want to live your life once you are not working full-time. This is Andrea’s specialty.

Disciplined planning + practical strategies = logical solutions. This epitomises Andrea’s approach to financial planning.

“I love the technical knowledge of financial planning. Superannuation, in particular, is very complex and I love unravelling the puzzle and then using the structures and strategies to help someone build their dream. I am passionate about educating my clients so they can make informed decisions about their wealth. Whether you are in your 50s and starting to think about retirement, going through a divorce, have received an inheritance, payout or unexpected windfall, or just starting out in your career, it’s never too early or too late to start your financial plan. Often, it’s a case of you don’t know what you don’t know. With so many investment options, financial products and superannuation providers on the market, it can be difficult to know what’s best for your individual circumstances. That’s where we can help.”