Why your relationship with money is more complicated than you think and how to fix it with Rachel Davies & Angela Meyer

 What if being bad with money was never actually your fault?

Molly Benjamin sits down with Rachel Davies and Angela Meyer, the New Zealand co-founders of Hi Money and authors of the brand new book Money, Money, Money: How to Reset Your Money Mindset and Find Financial Freedom - which just hit number one on the NZ bestseller charts. Rachel is a therapist specialising in money psychology, and Angela is a gender equity expert with two decades of experience unpacking the systems that make financial wellbeing so much harder for women to achieve. Together, they're on a mission to get more money into the hands of more women  and this conversation is exactly where to start.

Whether you've ever avoided opening your banking app, wondered how on earth you'll survive retirement, or quietly left the big financial decisions to your partner, this episode is for you.

In this episode, you'll learn:

• Why being bad with money is not a personal failing  and what's actually responsible for it
• What the gender retirement gap, the pink tax, and the silence gap really mean for your financial future
• How the pink tax adds up to over $250,000 across a woman's lifetime
• What the Rich in Context research across Australia and New Zealand revealed about women and financial wellbeing  and the finding that surprised even the researchers
• Why 30% of women have no financial plan beyond hoping something works out
• How your money psychology  not your budget  might be the real thing holding you back
• What happens to women's wealth when they leave the finances to their partner
• The one money move both Rachel and Angela say every woman should make this week
• Why the financial services industry keeps getting women wrong and what they should be doing instead
• What your 25-year-old self needs to hear about compounding, investing, and starting now

Perfect for: Australian women who want to understand why money feels so complicated, anyone ready to stop blaming themselves and start taking action, and every woman who knows she should be doing something about her finances but isn't quite sure where to begin.

The biggest takeaway from this episode? The system wasn't designed for you  but that doesn't mean you can't win at it. Here's how. 🎧

CHAPTERS

00:00 — Introduction: Raising Financially Confident Kids in Australia

LINKS FROM THE EPISODE

📍 Book Launch Event
Rachel and Angela are hosting their Australian book launch on 7th May at Readings Bookstore, Carlton, Melbourne - come and say hi!
Get your copy of Money, Money, Money: How to Reset Your Money Mindset and Find Financial Freedom — available at all good bookstores and as an ebook or here: https://www.paperplus.co.nz/shop/books/non-fiction/business-finance-law/finance-economics/money-money-money-1488946
Hi Money Online Course: https://himoney.co/join-hi-money
Rich in Context Report: https://himoney.co/rich-in-context
Book a 1-on-1 Consult with Hi Money: https://himoney.co/book-a-consult
Free Resources: https://himoney.co/resources-free

CONNECT WITH ANGELA MEYER AND RACHEL DAVIES

Website: https://himoney.co/
Angela Meyer's Website: https://www.angela-meyer.com/
Instagram: https://www.instagram.com/hihi_money
Rachel Davies's Instagram: https://www.instagram.com/rach.eyrach 
Angela Meyer's Instagram: https://www.instagram.com/ange_meyer/
Rachel Davies's LinkedIn: https://www.linkedin.com/in/rachel-davies-88rd8/
Angela Meyer's LinkedIn: https://www.linkedin.com/in/angela-meyer-378b321a/
Tiktok: https://www.tiktok.com/@hihimoney4

CONNECT WITH LADIES FINANCE CLUB

Buying a property? Need Financial Advice? Time to sort the Will? Let us help connect you with an awesome woman in finance! https://directory.ladiesfinanceclub.com/
Join our free Facebook group - Ladies Finance Club Money Chat
Website: https://www.ladiesfinanceclub.com/
Instagram: https://www.instagram.com/ladiesfinanceclub/
LinkedIn: https://www.linkedin.com/company/ladies-finance-club/
Newsletter: https://www.ladiesfinanceclub.com/newsletter23

TAKEAWAYS

SOUND BITES

"Realizations can be life-changing."
"Treating money without respect."
"Start talking about money early."

TRANSCRIPT

[00:00:00] MOLLY:

KEYWORDS
women and money, financial empowerment, systemic issues, money psychology, wealth transfer, financial education, gender equity, money mindset, financial well-being, high net worth women