Setting up your OMG Fund (Emergency Fund)

💸 Let’s talk about your OMG Fund.
You know… that money you dip into when life throws a curveball, the Oh My God, how am I going to pay for this?! moments.

A surprise car repair, a last-minute flight, or your washing machine dying mid-week, they all count.

Your OMG Fund isn’t about fear, it’s about freedom.
It’s your financial safety net that keeps you calm, confident, and in control when things don’t go to plan.

So before you invest, buy property, or start that side hustle, start here.
Because having an OMG Fund means you’re ready for anything.

Glen James Spending Plan

Ever wondered where your money actually goes each month? You’re not alone.
The Glen James Spending Plan is a simple, practical framework that helps you take control of your cash - without spreadsheets or guilt.

Created by financial educator and author Glen James, this plan flips traditional budgeting on its head. Instead of tracking every coffee and parking ticket, it focuses on building a system that works for your real life - one that gives every dollar a job and puts your goals front and centre.

At its core, it’s about clarity and confidence. You’ll learn how to:
✅ Set up your accounts so money flows automatically
✅ Pay yourself first (and never feel broke again)
✅ Know exactly how much is safe to spend each week
✅ Build up your buffers and start growing real wealth

It’s budgeting, but not as you know it — and once you set it up, it basically runs itself.

Download the templates you need here: https://www.ladiesfinanceclub.com/budget-like-a-boss-1 

Networth Tracker 

If you’ve ever wondered “Am I actually getting ahead?” this one’s for you.

The Net Worth Tracker helps you see the big picture of your finances - what you own (your assets) versus what you owe (your debts). The difference? That’s your net worth, baby.

It’s not about bragging rights or comparing yourself to anyone else - it’s about measuring progress. Because when you track it regularly, you start to see the real impact of your efforts: every extra super contribution, every debt paid off, every dollar invested.

With this tracker, you’ll:
✅ Get a clear snapshot of your financial position
✅ Watch your money wins stack up over time
✅ Stay motivated as your net worth grows (even if it’s slow at first)
✅ Build habits that actually move the needle

It’s like a fitness tracker for your money and once you start tracking, you’ll never want to stop.